OUR PLANS

By Referral Only

Mortgage Ready exists only within the Mortgage Industry, we work only with professionals that pull credit every day. They’ve tried our competitors and have come to trust us. We were founded back in 2011, and we have grown every year because these Mortgage Professionals continue to be impressed with our results.

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Personalized Plans

Credit reports are built to confuse. We break down each report line-by-line and create a PERSONALIZED PLAN for each customer, so each move they make is a step forward. Should you open an account? Close an account? Should you settle out a collection, or would that harm your score? Once you have your PERSONALIZED PLAN, you’ll have a clear roadmap to your goal.

Estimate Pull Dates

Every customer is assigned an ESTIMATED DATE TO PULL, which is a prediction on when the customer will be to their goal. These are estimates only, and much of this process is out of our control, but when a customer follows their plan, this works over 99% of the time.

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Account Removal

We create investigations under the Fair Credit Reporting Act to remove the bad and erroneous accounts on a customer’s Credit Report, we do not simply ‘dispute’ bad accounts like many of our competitors do. There also have to submit Metro II Codebook compliant records, and when they don’t we can have them completely removed. Our Processing Team analyzes each account, probing them for errors, looking for outdated or inaccurate information. And errors are numerous for almost everyone; according to an FTC study over 79% of these data sets contain errors!

Pricing

BASIC OPTIMIZATION

- Full and Free Analysis
- Personalized Optimization Plan
- Challenges with all 3 Bureaus
- Pay as you go / Cancel anytime
- Creditor Intervention tip & strategies
- Score Analysis
- Client Confidentiality
- Free RE-Start within 6 months

ENROLLMENT AND PLAN:

ONLY $149

MONTHLY ATTACKS:

ONLY $99

PREFERRED OPTIMIZATION

- Full and Free Analysis
- Personalized Optimization Plan
- Challenges with all 3 Bureaus
- Pay as you go / Cancel anytime
- Creditor Intervention tip & strategies  
- Score Analysis
- Client Confidentiality
- Free RE-Start within 12 months- Monthly Credit Analyst Conference

ENROLLMENT AND PLAN:

ONLY $169

MONTHLY ATTACKS:

ONLY $119

PLATINUM OPTIMIZATION

- Full and Free Analysis
- Personalized Optimization Plan
- Challenges with all 3 Bureaus
- Pay as you go / Cancel anytime
- Creditor Intervention tip & strategies
- Score Analysis
- Client Confidentiality
- Free RE-Start within 12 months
- Monthly Credit Analyst Conference
- Lifetime Credit Score Advice

ENROLLMENT AND PLAN:

ONLY $199

MONTHLY ATTACKS:

ONLY $149